I know that there is a health insurance crisis in this country, with the rates so high that more people than ever are uninsured. (I can't wait for Michael Moore's new film which will deal with this topic.) Many folks are insured through their jobs, but this isn't an option for freelancers. I have located a freelancer's union which offers HIP insurance at around $200 per month if you qualify by proving that you have earned $10,000 or more in the last 6 months from different employers with either check stubs or tax returns. So for all you freaky artists, drag queens, computer trouble-shooters or other freelancers who feel that insurance is beyond your means, you may wanna check out www.workingtoday.org. It is not a quick process to qualify, but $200 is roughly half the rate that other insurers offer. Before qualifying for workingtoday.org (which also involves a $25 annual fee), I was enrolled in HIP for about $350 per month. Just passing this along because getting insurance can seem quite hopeless!