HELPFUL HINT FROM HUFFPO

HOW TO GET THE CREDIT CARD COLLECTOR TO STOP by Don McNay

AN EXCERPT:

One of the most ignored laws in America is the Fair Debt Collection Practices Act. (FDCPA.) It's been on the books since 1978, but few people know about it.

People are stunned when I tell them they can write a letter and get collectors to stop harassing them.

You can check it out for yourself here

The most important provision allows you to write to a credit card company collector and get them to stop contacting you. It doesn't make the debt go away and it doesn't help your credit rating. The credit card company can still sue you, and it might do just that.

But it does stop the phone calls and the harassing letters. It forbids collectors to call your work or call your neighbors.

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